Frequently Asked Questions (FAQs)
Your Questions? Answered
1What types of financing solutions do you offer?
We arrange structured financing solutions including unsecured loans, business loans, bank guarantee–backed facilities, and specialized solar and project finance solutions for established businesses and project-driven enterprises.
2What is the typical loan size you handle?
We primarily focus on mid- to large-ticket transactions, with funding requirements of up to USD 100 million (or equivalent in INR).
3Who are your ideal clients?
Our services are designed for established operating businesses, developers, EPC contractors, and project sponsors with proven execution capability and stable business history.
4Do you work with startups or early-stage companies?
Our primary focus is on established businesses and bankable projects. Early-stage companies may be considered only when supported by strong promoters, contracts, or project visibility.
5Do you directly lend money?
No. We act as a structured financing and lending advisory firm. We arrange funding through banks, NBFCs, and alternative lenders from our partner network.
6In which geographies do you operate?
We operate through 4 Oaks Lending Partners in the United States and Serene Business Solutions in India, supporting clients across both markets.
7How is your approach different from a typical loan broker?
We focus on deal structuring, project assessment, and lender alignment. Our role goes beyond introductions—we support the transaction from proposal through sanction and disbursement.
8What documents are generally required to start the process?
Typically, we require basic company information, financial statements, project or business details, promoter background, and funding purpose. Additional documents may be requested based on the transaction.
9How long does the funding process usually take?
Timelines depend on deal size, structure, and documentation readiness. Mid-ticket transactions can be completed faster, while complex project financings may require additional time for due diligence and approvals.
10Can you help structure funding for projects under execution?
Yes. We regularly structure financing for projects under development or execution, including milestone-based disbursements and phased funding structures.
11Do you assist with bank guarantee and performance guarantee facilities?
Yes. We arrange funding and facilities linked to bank guarantees and performance guarantees, especially for infrastructure, EPC, and large corporate contracts.
12What makes a project or business eligible for funding?
Eligibility typically depends on business stability, promoter credibility, financial performance, project viability, contract strength, and repayment capacity.
13Do you offer collateral-free or unsecured funding?
Yes. Unsecured funding may be arranged for eligible businesses with strong financials and operating track records, subject to lender assessment.
14Do you support renewable and solar projects specifically?
Yes. We offer dedicated financing solutions for rooftop, captive, and utility-scale solar projects and other renewable energy initiatives.
15How do you ensure confidentiality of our business information?
All client information is handled with strict confidentiality and shared only with relevant funding partners for evaluation purposes.
16Are your services suitable for large and complex transactions?
Yes. Our platform is designed for transactions involving multiple stakeholders, customized structures, and project-driven funding requirements.
17How are your fees structured?
Our fees are engagement-based and are typically linked to successful funding outcomes. Fee structures are transparently discussed and agreed upon before initiating the mandate.
18How can we start a funding discussion with your team?
You can contact us through the Contact page, and our team will schedule an initial discussion to understand your business or project funding requirements.